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  2. Daylight saving time in the United States - Wikipedia

    en.wikipedia.org/wiki/Daylight_saving_time_in...

    The Ohio Clock in the U.S. Capitol being turned forward for the country's first daylight saving time on March 31, 1918 by the Senate sergeant at arms Charles Higgins.. Most of the United States observes daylight saving time (DST), the practice of setting the clock forward by one hour when there is longer daylight during the day, so that evenings have more daylight and mornings have less.

  3. Discounts and allowances - Wikipedia

    en.wikipedia.org/wiki/Discounts_and_allowances

    Discounts and allowances are reductions to a basic price of goods or services.. They can occur anywhere in the distribution channel, modifying either the manufacturer's list price (determined by the manufacturer and often printed on the package), the retail price (set by the retailer and often attached to the product with a sticker), or the list price (which is quoted to a potential buyer ...

  4. This device lets you use your phone or tablet hands-free ...

    www.aol.com/lifestyle/tablet-phone-ereader-hands...

    Hands Free Tablet & Stand Holder Clip. $25. See at Amazon. For just $16, it's an absolute steal that's too good to pass up for anyone who likes scrolling their phone at bedtime. But don't wait ...

  5. Economic effects of the September 11 attacks - Wikipedia

    en.wikipedia.org/wiki/Economic_effects_of_the...

    In New York City, approximately 430,000 jobs were lost and there were $2.8 billion in lost wages over the three months following the 9/11 attacks. The economic effects were mainly focused on the city's export economy sectors. [17] The GDP for New York City was estimated to have declined by $30.3 billion over the last three months of 2001 and ...

  6. How much should a house down payment be? - AOL

    www.aol.com/finance/much-house-down-payment...

    0%. It's important to note that the 3% minimum down payment for conventional loans is mainly for first-time homebuyers. If you've owned a home in the past three years, the minimum is generally 5% ...

  7. Time preference - Wikipedia

    en.wikipedia.org/wiki/Time_preference

    Time preferences are captured mathematically in the discount function. The higher the time preference, the higher the discount placed on returns receivable or costs payable in the future. One of the factors that may determine an individual's time preference is how long that individual has lived. An older individual may have a lower time ...

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