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2. Harvey Ball - Wikipedia

   en.wikipedia.org/wiki/Harvey_Ball

   Notable work. Smiley face. Harvey Ross Ball (July 10, 1921 – April 12, 2001) was an American commercial artist. He is recognized as the inventor of the popular smiley face graphic picture, which became an enduring and notable international icon. [2] He never applied for a trademark for the iconic smiley image and only earned $45 for his efforts.

3. Zero-coupon bond - Wikipedia

   en.wikipedia.org/wiki/Zero-coupon_bond

   t. e. A zero-coupon bond (also discount bond or deep discount bond) is a bond in which the face value is repaid at the time of maturity. [1] Unlike regular bonds, it does not make periodic interest payments or have so-called coupons, hence the term zero-coupon bond. When the bond reaches maturity, its investor receives its par (or face) value.

4. Apple Pay - Wikipedia

   en.wikipedia.org/wiki/Apple_Pay

   Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. Supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro, Apple Pay digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal.

5. Car News and Reviews Archive - Autoblog

   www.autoblog.com/news

   Car News and Reviews Archive. Autoblog. 2004 - 2024 Autoblog News. All Years. All Months. All Days. 158,535 Articles. 3 hrs ago Official.

6. Indirect Cost Rate Decision Tree and Chart - U.S. Department ...

   www2.ed.gov/about/offices/list/ocfo/fipao/...

   IHEs are not a state or local government. Indefinite, unless the indirect cost rate is lower than 8%. 34 C.F.R. 75.563 and 76.564(c)(2) 8% of Modified Total Direct Cost unless the Secretary determines that the entity would have a lower rate under 75.564(a) Training 8% Rate. Does not apply to State, local, or tribal governments (75.562(c)(4)).

7. 'The whole market cratered and I was protected': Mark Cuban ...

   www.aol.com/finance/whole-market-cratered...

   Here's how you can save yourself as much as $820 annually in minutes (it's 100% free) 'You didn't want to risk it': 80-year-old woman from South Carolina is looking for the safest place for her ...

8. Telegram (software) - Wikipedia

   en.wikipedia.org/wiki/Telegram_(software)

   Telegram Messenger, commonly known as Telegram, is a cloud-based, encrypted, cross-platform, instant messaging (IM) service. It was originally launched for iOS on 14 August 2013 and Android on 20 October 2013.

9. Best new cars under $20,000 - Autoblog

   www.autoblog.com/article/best-new-cars-under-20000

   Here are a few of our favorites (including some that recently were available new under our $20,000 price cap): 2016-2019 Chevrolet Volt. Our top pick is the second-generation Chevy Volt. It's a ...